You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan
Every time we help individuals while they achieve their funds goals, build their credit profile and acce better loan prices. During the exact same time, making use of our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for all.
Join our community of 150,000+ clients.
New consumer? Begin today with financing from ?100 to ?800. Fast turnaround without any belated costs
279% fixed yearly interest (1427% APR representative)pare Oakam with other loan providers here.
Apply with certainty
Fill our safe online application and get a choice in mins. No setup charges, no belated charges with no early payment charges.
Start your Oakam journey
Place your loan to work alongside the Oakam application, grow your credit history as time passes and grow your solution to a brighter monetary future.
Tailor your loan
Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more information
Get in on the customers that are 150,000 trust us
We’re more than simply a cash loan provider: we’re on a miion to create acceible credit a truth for several.
Download our mobile software
The Oakam mobile application will permit you to apply along with assistance you handle your loan:
Reasons why you should join Oakam
Bad credit? We are going to pay attention
We’ll tune in to your tale if you’re on advantages, have bad credit score or simply just found its way to the united kingdom. We’ve caused it to be our miion to split down monetary obstacles and enhance acce for many.
No house visits – ever!
Cash is a personal matter and we ensure that is stays like that. Think of us as an option to doorstep loans. We’ll never ever knock on the home and you may constantly achieve us online or higher the telephone.
No concealed shocks
At Oakam you’re constantly in charge. Our items are simple and clear. We don’t charge late costs and there’s no cost aociated with repaying early.
Your connection up to a brighter future that is financial
You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of assisting you grow your credit profile with time.
Handle your loan because of the Oakam software
Acce your loan and payment routine by getting our software, and apply for tops ups and brand new loans in the near future.
Oakam provides direct and easy services that are financial those online payday VA who battle to borrow from banking institutions. We provide accountable acce to credit and therefore are focused on serving our customers with respect.
Every time we help individuals while they achieve their funds objectives, build their credit profile, and acce better loan prices. During the time that is same by utilizing our mobile software to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for everybody.
So how exactly does it work?
It’s simple! You are able to use on our internet site, or via our mobile software. The software could be downloaded through the Apple iStore for iPhone products, or in the Bing Play shop for Android os products. In the event the application is authorized, the bucks could be provided for your money regarding the day that is same. Many succeful prospects get their loans within an hour or two to be authorized.
Susceptible to status. In the application, we shall ask you for the income that is monthly and in information, to be able to concur that you really can afford the month-to-month repayments within the life of the mortgage.
Does Oakam do a credit search?
Yes. But we don’t solely base our decision on your credit score. At Oakam we realize that life does not go as planned always. We comprehend you will probably have come across financial hardships in past times so when a consequence, you might have an unhealthy credit score. Unlike other loan providers though, Oakam will maybe not immediately blacklist you have actually mied repayments. Your credit rating and affordability aement help us comprehend your present situation when we ae the job for the loan.
Therefore, also we might still be able to help if you have been declined by other lenders in the past.
I will be a new comer to great britain. Can Oakam help me to with that loan?
Yes. We ask which you have already been a resident in britain for at the very least six months before applying for a loan with us. All loans are susceptible to affordability checks along with your monetary status. We welcome new clients every single day and, because our application that is online proce completely automatic, you are able to use if you have to, seven days per week. All our loans are at the mercy of your economic status.